Safe Harbour: A director’s lifeline in times of financial distress
When a business starts to struggle, the pressure on the company’s directors can feel overwhelming. Cashflow tightens, creditors call, and the board faces a difficult question: do we keep trading and try to turn things around, or call it quits? Get it wrong one way and the directors may be personally liable for debts that […]
Claim compensation for faulty goods or services
Claim compensation for faulty goods or services The guarantee came with the purchase, whether the supplier mentions it or not. The thing you bought does not work, and the supplier has offered a repair you did not ask for, or nothing at all. Consumer guarantees apply automatically to most purchases and cannot be contracted out […]
Bring a claim and enforce your rights
Bring a claim and enforce your rights Being right, being able to prove it, and it being worth pursuing are three different things. Before anything else you need an honest answer to a question nobody has given you: is this claim worth running? That means what you can prove rather than what you know, what […]
Recover a debt you are owed
Recover a debt you are owed You already did the work, so the invoice is just the part where you get paid. The invoice is well past due, the follow-ups have stopped being answered, and you are deciding whether chasing it is worth the trouble. Usually it is, because most debts are paid once the […]
Negotiate and settle a commercial or property dispute
Negotiate and settle a commercial or property dispute Most commercial disputes end in an agreement, so the question is when and on what terms. The dispute is taking more of your week than the matter is worth, and it is not obviously getting closer to an end. Almost all commercial and property disputes finish in […]
Enforce your security and recover the asset
Enforce your security and recover the asset Your security is only worth the process you follow when you enforce it. The borrower has stopped paying and your money is tied up in an asset you cannot simply take. Enforcement is a sequence: confirm the security is properly registered, serve the notices the law requires, then […]
Collect your debts from an insolvent debtor
Collect your debts from an insolvent debtor We tell you what is realistically recoverable and which lever gets you there, before you spend money finding out. Once a debtor genuinely cannot pay, ordinary recovery stops working. Garnishees and writs are built for a debtor who has money and will not part with it, not for […]
Bankrupt a debtor who will not pay
Bankrupt a debtor who will not pay We take you from a bankruptcy notice to a sequestration order, and put a trustee in charge of the debtor’s estate. Bankrupting somebody is a serious thing to do, and it is worth saying that the point of it is not punishment. It is that a trustee in […]
Legal support for company liquidators
Legal support for company liquidators We handle the legal side of your appointment, so the decisions you make this week are still defensible in three years. Most liquidations look simple at appointment and stop looking simple once the books arrive. Related-party loan accounts cleared at a convenient moment, a director who has been careless rather […]
Legal support for trustees in bankruptcy
Legal support for trustees in bankruptcy We take the contested parts of the estate off your desk, from clawing back transfers to defending your income assessment. A bankrupt estate differs from a corporate one in a way that shapes the whole administration, which is that the debtor is still there. They are living in the […]