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Solution Brief: Life Insurance and Super

Solution Brief: Life Insurance and Super

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), Solution Brief

Holding your life insurance policy through your super fund is not always as “tax-effective” as you may think.  You need to think past the “deduction” for premiums. The good news Funding life insurance premiums through super can be tax effective because concessional...
Solution Brief: Individual or Company Trustee? (SMSFs)

Solution Brief: Individual or Company Trustee? (SMSFs)

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), Solution Brief

We often get asked whether it is better to have a ‘company trustee’ or ‘individual trustees’ for a self-managed super fund.  This question gets asked both when we are setting up a new super fund, and when we are reviewing an existing super fund. In our view, the short...
Solution Brief: Why you need to update your SMSF Deed

Solution Brief: Why you need to update your SMSF Deed

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), Solution Brief

The Government just can’t help itself but tinker with super. Our courts then need to interpret what it all really means, so we know exactly what we can and can’t do. Put simply, super never stands still. But it remains worthwhile hanging in there, because you can...
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