Solution Brief: Super Death Benefit Nominations

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), 8 - 264, 8 - Pass on your wealth (including EP), Solution Brief

This information sheet discusses why you need to think about what happens to your super when you die People have more and more of their wealth tied up in super.  People are also keeping money in super for longer during retirement – taking a super ‘pension’ rather than...

Solution Brief: Self-Managed Superannuation Fund Investment Rules

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), Solution Brief

A guide to what your SMSF can, and cannot, invest in. Background Superannuation is an enforced saving scheme to move toward an overall scenario where Australian workers put aside a portion of their income so that they can self-fund their retirement, rather than...

Solution Brief: Powers of attorney for SMSF members and trustees

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), Solution Brief

This Solution Brief discusses what you can do to safeguard your super benefits if you lose capacity as a member and trustee of an SMSF Planning for the unexpected is never pleasant. However, when your hard-earned super benefits are at stake, our view that it’s better...

Solution Brief: Single Member SMSFs

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), Solution Brief

This solution brief discusses your options for appointing a trustee for your self-managed super fund, and what happens if you lose mental capacity, die, or leave the country. Single member funds A self-managed super fund can have 1 member, but care needs to be taken...

Solution Brief: Making a Binding Death Benefit Nomination

by Ico Ho | 8 - 264, 8 - Pass on your wealth (including EP), Solution Brief

This information sheet will help you execute a Binding Death Benefit Nomination (BDBN). A BDBN enables you to direct how you want your superannuation dealt with when you pass away. This is a general guide on certain legal aspects and is not a replacement for specific...

Solution Brief: Life Insurance and Super

by Ico Ho | 6 - 287, 6 - 369, 6 - Build and protect your wealth (including trusts), Solution Brief

Holding your life insurance policy through your super fund is not always as “tax-effective” as you may think.  You need to think past the “deduction” for premiums. The good news Funding life insurance premiums through super can be tax effective because concessional...