Estate Planning

Provide money to your kids, without losing it if they get divorced.

You want to provide your kids with financial support to take their next step in life.

But you’re concerned that if you help them out, and they split up with their partner, half of your cash will walk out the door.

ADLV Law will help you provide financial support to your children in a protected way.

You can then proudly stand back and watch your kids move forward with confidence.

Help your children get ahead.

Protect your wealth from unjust claims.

Ensure your family’s long term financial security.

These days it’s really hard for people to meet their everyday needs, let alone get ahead.

You want to use some of your surplus wealth to help your children take their next step in life. Whether it be buying a home, starting a business, or getting more educated.

But you also don’t want them to blow it, lose it to a creditor, or end up giving half away to a former partner.

We will help you document your financial support to your children as a secured advance, so if something goes wrong, you can step in and protect it.

Will your children be able to afford anything like the lifestyle that you now take for granted?

You’re the parents of young adult children.

You have worked hard and it has paid off. You’re financially comfortable. Your kids, on the other hand, are facing insurmountable obstacles to affording even the basics of a middle-class life.

You want to help them out by giving them some money, but you’re concerned that they will either fritter the funds, or someone else will end up with your wealth. Will a third-party creditor wipe them out? If they split up with their partner, will they just end up back where they started?

If you just give the money to your children, then chances are the funds will be wasted or lost, and won’t have the long-term impact that you intend.

Leaving things to chance is not an option.

You want to provide some financial assistance to your children, but you’re concerned that it will be wasted or lost to some third-party claim.

If you simply gift money to your children, then anyone with a current or future claim against your child will easily be able to take those funds.

The result is that neither you nor your child will have the benefit of your hard-earned wealth.

How we will help.

Rather than simply ‘gifting’ them the funds, and exposing the money to third-party claims, we will document your support in the form of a secured loan.

If something goes wrong in your child’s life, you will be able to step in and protect that wealth from third-party claims. When the risk has passed, you can advance the funds again to your child to put them back on their feet.

With your financial support, your children will be able to take their next step in life. With our documentation in place, you will be able to confidently sit back, relax, and watch them thrive.

Your path to generosity without the sting.

Follow these simple steps to provide your children with the support they need. Let’s get started.

Step 1

Talk with a lawyer

Tell us what the problem is, and we’ll let you know how we can help. When you call you’ll be put straight through to a great lawyer.

Step 2

Formulate a plan

We will formulate a clear strategy for you to advance funds to your children in a secure and protected manner.

Step 3

Execute the plan

We will then thoroughly document the arrangement in a compliant form that will stand up to attack.

Our team is fiercely on your side.

We understand that your children need extra support to get ahead. To have any chance of enjoying the sort of lifestyle that you benefited from.

You want to be there and support them, but it would be wrong to see your hard-earned wealth frittered away or end up in the hands of some random third party.

Over the past 25 years, we have helped many successful people like you provide meaningful financial support to the next generation, in both a purposeful and protected way.

Our lawyers include Accredited Specialists in Business Law, Fellows of the Society of Trust & Estate Practitioners and Accredited Family Business Advisers.

We will support you through the process, from beginning to end.

Kasia Maczuga
Kasia Maczuga
Catherine Fairlie
Catherine Fairlie

Our Great Lawyer Guarantee

We want to be part of your team over the long term. We’ll achieve this by sticking closely to the following key principles

Take the time

We’ll listen carefully to understand what you want to achieve. Then we’ll thoroughly explain our advice and step you through the documents. You can be sure you’ll know the full consequences.

Work as a team

Someone will always be available to answer your questions, or point you in the right direction. You will also benefit from a range of perspectives and experience.

Shared knowledge

One of our key goals is to pass on as much knowledge as we can, so you can make your own informed decisions. We want to make you truly independent.

Stick to our knitting

We only do what we’re good at. You can be confident that we know what we’re doing and won’t pass on the cost of our learning.

Transparent pricing

For advice and documents, we provide a fixed or capped quote so you don’t take price risk. If you’re in a dispute, we’ll map out the process and costs so you know what to expect.

It's your show!

We’re not in this game for our egos. We’re in it for a front row seat to witness your success.

Fixed fee pricing

We understand you want to know exactly what our services will cost before making a commitment. After our initial consultation, where we’ll understand your specific goals and circumstances, we’ll provide you with a detailed Work Proposal outlining:  

  1. The specific legal services we’ll provide 
  2. The exact fixed fee for these services 
  3. The timeline for completion 

Our fixed fair fees are all-inclusive. No hidden costs for telephone calls, emails, photocopying, or other administrative expenses. 

Take the first step

Call us now to book an appointment with one of our experienced estate planning lawyers.

We’ll discuss the best way to pass on your wealth, and gain peace of mind.

Want to know more? Read some of our insights at the links below.

Excluded from a step-parent’s Will? What step-children should know in South Australia 

When a parent dies and leaves everything to their spouse, many children choose not to contest the Will. Out of respect for their parent’s wishes, the grief involved, and the complexities of family life, they allow their step-parent to inherit everything.  But years...

Advising under an EPOA: Know your duties and risks

As a professional adviser, you may have been instructed to manage personal wealth matters for clients in a way that benefits not only your client but also their families.  Your client, like Mary, may have routinely provided regular financial support to their family – adult children, grandchildren, spouses, or even elderly parents. This support can be informal but deeply entrenched, often continuing for years. 

But what happens when your client loses capacity, and their Enduring Power of Attorney (EPOA) takes effect? 

Who pays when someone challenges a Will? A guide for Will-makers and executors in South Australia

If you’ve made a Will or you’re responsible for administering someone else’s estate, you might be concerned about the possibility of a challenge. Will a disgruntled family member make a claim? Could it result in lengthy court proceedings or large legal bills?

Can you gift trust assets in your Will? What every farmer and family business owner needs to know

Learn about Trust Succession and its crucial role in managing family wealth. Ensure your assets are properly protected and passed on.

The hidden tax trap in your estate plan: why super needs special treatment

Understand the Super Proceeds Trust and how it ensures superannuation death benefits are distributed tax-efficiently.