Get your finances in order
Running a business means making big financial commitments; signing loan agreements, taking on commercial leases, refinancing, and securing equipment. Every one of those decisions carries legal risk. Get the structure wrong and you could be personally exposed, lose security over key assets, or find yourself locked into terms that strangle growth.
We’ll help you get the right structures in place from the start. Whether you’re borrowing, lending, leasing, or navigating financial services compliance, our commercial finance lawyers will protect your position and make sure every deal is done properly.
When you work with us, you’ll have clarity over your obligations, properly documented security interests, and the confidence that your financing arrangements won’t unravel when you need them most.
Why getting the financing right matters
Commercial finance arrangements are rarely straightforward. Lenders protect themselves, you need to do the same. A poorly drafted loan agreement, a missed PPSR registration, or an unlicensed financial service can expose you to significant personal liability, cost you your security, or put your business at risk of regulatory enforcement.
Our team of commercial finance lawyers understands the pressure business owners face when deals need to move fast. We cut through the complexity and give you practical, plain-English advice so you can move forward with confidence, knowing the legal foundations are solid.
How we can help:
We offer a range of commercial finance legal services to help you protect your interests, secure your lending, and stay compliant:
Navigate commercial loans and enforce your security rights
From negotiating facility terms to enforcing your rights when a borrower defaults, we protect lenders and borrowers throughout the commercial lending lifecycle. We make sure your loan is properly structured and your security actually works when you need it.
Commercial loan agreements with comprehensive security
A handshake is not a loan agreement. We draft comprehensive commercial loan agreements with appropriate security packages to make sure your lending is properly documented and enforceable.
Expert legal review of loan and security documents
We conduct thorough legal reviews of loan and security documents before you sign. We identify unfavourable terms, hidden obligations, and gaps in your protection before they become costly problems.
PPSR management for business refinancing
The Personal Property Securities Register (PPSR) is a critical but frequently mismanaged part of commercial lending. We register, manage, and prioritise your security interests on the PPSR, ensuring that when you refinance, your security position is not lost.
Equipment lease facility and security arrangements
Equipment finance and leasing arrangements require clear legal documentation to protect both financier and lessee. We structure lease facilities, prepare security documentation, and advise on the key legal and tax implications of your equipment financing arrangements.
Assistance with whitewash procedures to enable share acquisitions
Acquisitions involving financial assistance to purchase shares require careful compliance with the Corporations Act 2001. We guide you through the whitewash procedure, ensuring shareholder approvals, solvency declarations, and documentation are all in order.
Navigate AFSL licensing and compliance with confidence
Operating in financial services without an Australian Financial Services License (AFSL) exposes you to serious regulatory risk. We advise on AFSL requirements, help you structure your services to minimise licensing obligations, and support licence applications and compliance frameworks.
Your path to financial clarity
Working with our commercial finance lawyers means you no longer have to guess whether your deal is properly structured. You will have loan agreements that actually protect your position, security interests that are properly registered and enforceable, and a clear understanding of your compliance obligations.
You can focus on growing your business, not worrying about whether the paperwork will hold up. Let us take care of the legal complexity so you can move forward with confidence.
Our Great Lawyer Guarantee
We want to be part of your team over the long term. We'll achieve this by sticking closely to the following principles:
- We'll listen carefully to understand what you want to achieve. Then we'll thoroughly explain our advice and step you through the documents. You can be sure you'll know the full consequences.
- Our lawyers work as a team, so someone will always be available to answer your questions, or point you in the right direction. You will also benefit from a range of perspectives and experience.
- One of our key goals is to pass on as much knowledge as we can, so you can make your own informed decisions. We want to make you truly independent.
- We only do what we're good at. You can be confident that we know what we're doing and won't pass on the cost of our learning.
- For advice and documents, we provide a fixed or capped quote so you don’t take price risk. If you're in a dispute, we'll map out the process and costs so you know what to expect.
- We're not in this game for our egos. We're in it for a front row seat to witness your success.
We measure our success on how efficiently we have facilitated your objectives, enhanced your relationships, and reduced the level of stress for all involved.
If we sound like people you can work with, call us now and speak directly with a great lawyer.