Navigate commercial loans and enforce your security rights.

 

Take control of your commercial loan facilities and protect your security interests with expert legal guidance.

Protect your financial position and security interests.

Enforce security efficiently when borrowers default.

Gain clarity on your rights and obligations.

Expert guidance to manage your commercial loan facilities and enforce security when needed.

You’re dealing with complex commercial loan agreements that require careful management, or you need to enforce security to protect your interests.

ADLV Law will review your loan facilities, advise on your rights and obligations, and take decisive action to enforce security when necessary.

You’ll have clarity on your position, confidence in your decisions, and the backing of experienced lawyers who understand banking and finance law inside out.

 

Take control of your loan situation.

Contact our experienced banking and finance lawyers today for a confidential discussion about your commercial loan facility and security enforcement options.

Gain clarity on your rights and obligations.

You know how commercial loan facilities can become increasingly complex with multiple covenants, security arrangements, and obligations that feel like a minefield to navigate…

And when borrowers default or you need to enforce security, the process seems overwhelming and fraught with risk.

Well, we specialise in commercial lending law and security enforcement, helping you understand exactly where you stand, what options you have, and the most strategic path forward. We’ll review your facilities, identify risks, and when necessary, take swift action to enforce your security interests.

Commercial lending should facilitate business growth, not trap you in a web of complexity and uncertainty.

You shouldn’t need a law degree to understand your loan agreements, and when you’ve provided security or taken security from others, those rights should be clear and enforceable. The lending system should work for businesses, not against them.

You’re a business owner or lender who entered into commercial loan arrangements with the best intentions – to grow, invest, or support business ventures. You’ve worked hard to build your position and protect your interests.

Now you’re facing challenges with your loan facility – perhaps covenant pressures, potential defaults, or the need to enforce security. The documentation is dense, the stakes are high, and every decision feels like it could have serious consequences for your business or investment.

Without expert guidance, you risk breaching covenants inadvertently, losing your security position, or failing to recover what you’re owed. The complexity of modern commercial lending means one wrong move could cost you significantly – financially and legally.

 

Complex loan facilities demand expert navigation.

Your commercial loan facility has become a source of stress rather than a tool for growth. Whether you’re managing covenants, dealing with defaults, or needing to enforce security, you need clarity and decisive action.

Without proper management and legal guidance, you risk covenant breaches that trigger default provisions, loss of security rights through technical errors, lengthy and costly recovery processes, deteriorating business relationships, and potentially catastrophic financial losses. Time is often critical – delays in enforcement can mean assets disappear or depreciate.

Strategic loan management and enforcement.

We provide the expertise and confidence you need to take control of your loan situation. No more sleepless nights wondering if you’re making the right decisions or missing critical obligations.

We systematically review your facilities, identify issues and opportunities, negotiate with counterparties, and when necessary, enforce security swiftly and effectively using proven strategies that maximise recovery.

With your loan facilities under control and your security interests protected, you can focus on running your business or managing your investments. You’ll have clarity, confidence, and the peace of mind that comes from knowing experienced professionals are protecting your interests.

 

Your pathway to loan control and security enforcement.

From complexity to clarity – take control of your commercial lending position.

 

Step 1

 

Comprehensive review

We thoroughly analyse your loan documentation, security arrangements, and current position to identify risks, opportunities, and strategic options.

Step 2

 

Strategic planning

We develop a clear action plan tailored to your objectives – whether that’s covenant management, restructuring, or security enforcement.

Step 3

 

Decisive action

We implement the strategy using our expertise in banking law, from negotiations through to court proceedings if required.

When loan complexities threaten your business, you need lawyers who speak the language of banking and deliver results that matter.

We understand the pressure you’re under when dealing with complex loan facilities. We know what it feels like to face aggressive enforcement action or watch security positions erode.

Like you, we’re frustrated by unnecessarily complex documentation that seems designed to confuse rather than clarify.

We know that behind every loan facility is a business trying to succeed, an investment seeking returns, or a lender protecting their position.

We care about achieving the best commercial outcome while preserving business relationships where possible.

Our Great Lawyer Guarantee

We want to be part of your team over the long term. We’ll achieve this by sticking closely to the following key principles

Take the time

We’ll listen carefully to understand what you want to achieve. Then we’ll thoroughly explain our advice and step you through the documents. You can be sure you’ll know the full consequences.

Work as a team

Someone will always be available to answer your questions, or point you in the right direction. You will also benefit from a range of perspectives and experience.

Shared knowledge

One of our key goals is to pass on as much knowledge as we can, so you can make your own informed decisions. We want to make you truly independent.

Stick to our knitting

We only do what we’re good at. You can be confident that we know what we’re doing and won’t pass on the cost of our learning.

Transparent pricing

For advice and documents, we provide a fixed or capped quote so you don’t take price risk. If you’re in a dispute, we’ll map out the process and costs so you know what to expect.

It's your show!

We’re not in this game for our egos. We’re in it for a front row seat to witness your success.

Transparent pricing for complex matters.

We’ll provide you with a comprehensive Work Proposal detailing:  

 

      • The full scope of services;
      • Clear fixed fees for each stage of the process; 
      • Realistic timelines for implementation;
      • Our fixed fair fees mean no surprises;  
      • All consultations, document preparation, meetings, and implementation support are included in the price we quote you. 

Take the first step

Call us now to book an appointment with one of our experienced estate planning lawyers. We’ll discuss the best way to pass on your wealth, and gain peace of mind.

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