Testamentary Trust for Minor Beneficiaries
Testamentary Trust establishment for minor beneficiaries, protect children’s inheritance until they’re ready.

Structured Financial Support – fund education, healthcare, and living expenses throughout childhood

Asset Protection – preserve inheritance from poor decisions, creditors, and exploitation.

Flexible Distribution – graduated access to capital based on age and maturity milestones.
Protect children’s inheritance with expertly structured testamentary trusts that provide ongoing support while preserving wealth until they’re mature enough to manage it responsibly.
You’re responsible for administering a deceased estate that includes minor children as beneficiaries. You want to honour the deceased’s wishes while ensuring children receive appropriate financial support without the risks of early lump-sum inheritance.
ADLV Law will establish comprehensive testamentary trusts during estate administration that hold and manage children’s inheritance until appropriate ages. We’ll create flexible trust structures that fund education, healthcare, and living expenses while gradually releasing capital as beneficiaries demonstrate financial maturity.
Children will receive structured financial support throughout their development, with professional management protecting their inheritance from waste or exploitation. You’ll have peace of mind knowing their financial future is secure and properly managed until they’re ready for full responsibility.
Ready to protect children’s inheritance?
Call us now to speak directly with one of our specialists.
Your children’s financial security structured properly.
You know how when children inherit significant assets directly, they often receive substantial wealth at 18 when they lack the maturity, experience, or financial literacy to manage it responsibly, leading to waste, exploitation, or family conflicts.
We will establish professionally managed testamentary trusts that hold and invest children’s inheritance while providing structured financial support for education, healthcare, and living expenses, with graduated capital access based on maturity milestones. So that you can ensure children receive appropriate financial support throughout their development while preserving their inheritance until they’re mature enough to handle wealth responsibly and benefit from their parents’ lifetime work.
Children who lose parents deserve financial security and opportunity.
Our legal system’s default approach of giving substantial inheritance at 18 often destroys exactly what parents worked their entire lives to build. Wealth without wisdom frequently leads to waste, and families need better structures to protect children’s futures.
You are an executor, family member, or guardian managing a deceased estate with minor children as beneficiaries, seeking to protect their financial future, but you’re struggling with a legal system that treats all inheritance the same regardless of beneficiary age or circumstances. You need expert legal guidance to establish testamentary trusts that comply with estate law while providing appropriate financial structure for children’s long-term benefit.
Without proper testamentary trusts, minor beneficiaries may face financial vulnerability, inappropriate inheritance timing, or inadequate asset protection during their formative years.
Why Testamentary Trusts are essential for minor beneficiaries.
Most people don’t realise that without specific planning, children inherit everything outright at age 18. For significant inheritances, this often creates more problems than solutions.
Without testamentary trusts, the children would receive substantial inheritance at 18 when they lacked financial maturity, potentially leading to mismanagement of their parent’s life’s work.
What could go wrong without the right structures in place?
- Children squander inheritance through poor decisions or exploitation
- Family assets lost to creditors, failed relationships, or bad investments
- Unequal outcomes when some children manage inheritance better than others
- Children losing motivation for education or career development
- Family relationships damaged by inheritance-related conflicts
- Estate assets not achieving intended purpose of long-term family benefit
Creating effective testamentary trusts.
We provide peace of mind that children’s inheritance is professionally managed and protected while ensuring they receive appropriate support throughout their development. You’ll know their financial future is secure regardless of their decision-making maturity. We design flexible testamentary trust structures that balance protection with support, providing immediate access to funds for education, healthcare, and reasonable living expenses while preserving capital for gradual release based on age and demonstrated responsibility.
Children have structured financial support throughout their development, with professional investment management growing their inheritance. You have confidence that family wealth will achieve its intended purpose of providing long-term security and opportunity rather than short-term gratification.
Establishing your Testamentary Trust in three clear steps.
Every child deserves proper financial protection.
Step 1
Estate Assessment & Trust Strategy Consultation
Step 2
Legal Documentation & Trust Structure Design
Step 3
Implementation & Ongoing Administrative Support
Trusted estate law specialists protecting families’ futures.
We understand the responsibility of protecting children’s futures
We understand how it feels to be responsible for decisions that will impact children’s entire lives. You want to provide security and opportunity while teaching responsibility, it’s one of the most important decisions you’ll ever make on behalf of someone else.
Like you, we’re frustrated by a legal system that assumes all beneficiaries are equally capable of managing wealth regardless of age, experience, or circumstances. Children deserve better protection and more thoughtful wealth transition.
We know that you want to honour the deceased’s intention to provide for their children while recognizing that immediate wealth often undermines long-term character development and financial security.
We care about ensuring children have both immediate support and long-term wealth preservation that honours their parents’ sacrifices and achievements.
ADLV Law has successfully established numerous testamentary trusts for minor beneficiaries, ensuring compliance with estate law while protecting children’s financial interests. Our estate planning specialists bring decades of experience in complex deceased estate administration.

Kasia Maczuga

Catherine Fairlie
Our Great Lawyer Guarantee
We want to be part of your team over the long term. We’ll achieve this by sticking closely to the following key principles

Take the time

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Fixed-fee pricing
We’ll provide you with a comprehensive Work Proposal detailing:
- The full scope of services
- Clear fixed fees for each stage of the process
- Realistic timelines for implementation
- Our fixed fair fees mean no surprises.
- All consultations, document preparation, meetings, and implementation support are included in the price we quote you.
Take the first step
We’ll discuss the best way to pass on your wealth, and gain peace of mind.
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